{"data":{"job_id":"cef40763-33e6-4f8c-89a0-9eb1646b116f","membership":"included","merged_into_job_id":null,"currentness":"current","stale":true,"company_id":null,"employer_name":{"state":"extraction_failed","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"title":{"state":"known","value":"Senior Software Engineer","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"description":{"state":"known","value":"We believe homeownership is one of the most powerful ways people can build long-term wealth. Our mission at Lower is to make that path simpler, more accessible, and more connected.\nWe’re building a one-stop shop homeownership platform that brings together real estate, mortgage lending, technology, and local expertise. Through Lower’s direct-to-consumer lending business, our nationwide retail branches, and our real estate platform Movoto, we meet people wherever they are in the homeownership journey.\nWe innovate through technology, but human expertise is what sets us apart. Our approach combines a seamless online experience with experienced people. Whether someone wants to handle most of the process online or work directly with a local loan officer or real estate agent, we’re building a platform that gives them the tools, expertise, and support to move forward with confidence.\nJob Description:\nLower is building technology that powers digital mortgage, home finance, automation, and AI-powered experiences across the homeownership journey.\nAs a Senior Software Engineer, you’ll solve complex technical problems, design scalable systems, and work closely with engineers, Product, Design, QA, and other partners to deliver reliable software that improves how people experience homeownership.\nThis is a hands-on engineering role for someone who combines strong software engineering fundamentals with sound technical judgment, curiosity, and a collaborative mindset. You should be comfortable working across modern technologies, learning new frameworks and languages when needed, and using AI-assisted development tools to increase the speed and effectiveness of how you design, build, test, and maintain software.\nYou’ll have meaningful ownership of the systems and projects you work on while contributing to the technical decisions, engineering practices, and team culture that help Lower build great software at scale.\n\nWork Location\n: Hybrid in either Columbus, OH (preferred); Austin, TX\nWork Type:\nFull-time W2 employment, visa sponsorship is not available for this position at this time.\nWhat you’ll do:\nTechnical Skills\nSystem design & architecture:\nDesign scalable, reliable, and maintainable systems, evaluating tradeoffs across performance, complexity, cost, and long-term maintainability.\nFull-stack development:\nDesign, develop, test, and maintain reliable software across frontend, backend, APIs, services, and data layers.\nCode quality & testing:\nBuild well-tested software using unit, integration, end-to-end, and other appropriate testing approaches while maintaining a high bar for code quality.\nPerformance optimization:\nProfile, debug, troubleshoot, and optimize application and system performance.\nDevOps & CI/CD:\nContribute to deployment pipelines, monitoring, observability, release management, and the ongoing operation of production systems.\nSecurity awareness:\nApply secure development practices and consider security, privacy, and compliance throughout the development lifecycle.\nData & APIs:\nDesign and consume APIs and work effectively with relational, document, or other data stores appropriate to the problem.\nTooling, automation & AI-assisted development:\nUse AI-assisted development tools and automation to accelerate implementation, debugging, testing, documentation, research, and technical problem solving while applying strong engineering judgment to validate correctness, maintainability, security, and architectural fit.\nCollaboration & Leadership\nStakeholder communication:\nTranslate business and product needs into thoughtful technical solutions, clearly communicating technical approaches, tradeoffs, risks, and dependencies.\nMentorship:\nSupport other engineers through technical guidance, pairing, design discussions, and knowledge sharing.\nCode review:\nPromote readability, maintainability, reliability, and scalability through thoughtful and constructive code reviews.\nEngineering influence:\nContribute to technical design discussions and engineering decisions, helping teams evaluate options and make sound technical choices.\nCross-functional collaboration:\nWork closely with engineers, Product, Design, QA, and business partners to build solutions that meet both customer and technical needs.\nProject & Execution\nProject ownership:\nOwn meaningful features and technical projects from discovery and design through implementation, testing, deployment, and ongoing support.\nRisk management:\nIdentify technical risks, dependencies, scalability constraints, and sources of technical debt early and help determine appropriate solutions.\nTradeoff negotiation:\nMake pragmatic tradeoffs between speed, quality, complexity, cost, and long-term maintainability and clearly communicate the reasoning behind technical decisions.\nDocumentation:\nProduce and maintain clear technical documentation for systems, designs, processes, and important engineering decisions.\nContinuous improvement:\nIdentify opportunities to improve engineering practices, developer workflows, tooling, automation, and system quality.\nStrategic Impact\nTechnical direction:\nContribute to architectural and technical decisions within your area of ownership while considering how those decisions affect adjacent systems and teams.\nInnovation:\nProactively identify new technologies, AI capabilities and skills, frameworks, tools, or approaches that can improve engineering effectiveness or create business value.\nQuality bar setting:\nAdvocate for engineering excellence while balancing delivery speed with reliability and maintainability.\nWho you are:\nFull-stack expertise\nwith proven ability to deliver high-quality backend and frontend solutions.\nProblem solver and innovator\nwith a track record of implementing new ideas and tackling complex technical challenges in design and architecture.\nProficiency in our stack\n—TypeScript, React, AWS, Next.js, Node.js, C#/.NET, Go and Postgres—or the ability to quickly learn new languages, frameworks, and tools.\nAI-assisted development:\nExperience leveraging AI-assisted software development tools to improve engineering productivity, code quality, debugging, testing, and developer efficiency.\nStrong computer science foundations\n, including algorithms, data structures, concurrency, parallelism, asynchronous programming, networking, and system design.\nProject ownership:\nDemonstrated ability to independently solve complex technical problems and own meaningful features or projects through design, development, deployment, and production support.\nExcellent communication and collaboration skills\n—someone who brings strong opinions held loosely, engages debate without ego, gives and receives feedback constructively, and helps foster a supportive engineering culture. We’re looking for someone people want to design alongside.\nPrior experience in fintech, lending, or consumer financial products is a plus, but not required.\nWhat you'll get:\nExtended benefit offerings including medical/dental/vision, parental leave, life insurance, short- and long-term disability\nPaid holidays and paid time off\n401K with company match\nDiscount on home mortgage refinances or purchase\nLower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.\nThis policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"work_arrangement":{"state":"derived","value":"hybrid","evidence":["description: Hybrid"]},"locations":[{"state":"known","value":{"city":"Columbus","region":"US-OH","country":"US"},"postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},{"state":"known","value":{"city":"Austin","region":"US-TX","country":"US"},"postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]}],"job_first_seen_at":"2026-09-20T18:09:17.008Z","curated_at":"2026-09-27T07:54:35.036Z","job_updated_at":"2026-10-07T19:07:33.809Z","postings":[{"posting_id":"c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d","board_id":"gem","source_posting_id":"am9icG9zdDpJhJDUe7uO7yVvZ1uA1kuK","posting_status":"listed","posting_url":{"state":"known","value":"https://jobs.gem.com/lower-llc/am9icG9zdDpJhJDUe7uO7yVvZ1uA1kuK","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"application_url":{"state":"known","value":"https://jobs.gem.com/lower-llc/am9icG9zdDpJhJDUe7uO7yVvZ1uA1kuK","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"location":{"state":"known","value":{"city":"Columbus","state":"OH","remote":false,"country":"US","alternatives":[{"raw":"Columbus, OH","city":"Columbus","state":"OH","remote":false,"country":"US"},{"raw":"Austin, TX","city":"Austin","state":"TX","remote":false,"country":"US"}]},"postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"pay":{"state":"extraction_failed","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"title":{"state":"known","value":"Senior Software Engineer","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"employer_name":{"state":"extraction_failed","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"description":{"state":"known","value":"We believe homeownership is one of the most powerful ways people can build long-term wealth. Our mission at Lower is to make that path simpler, more accessible, and more connected.\nWe’re building a one-stop shop homeownership platform that brings together real estate, mortgage lending, technology, and local expertise. Through Lower’s direct-to-consumer lending business, our nationwide retail branches, and our real estate platform Movoto, we meet people wherever they are in the homeownership journey.\nWe innovate through technology, but human expertise is what sets us apart. Our approach combines a seamless online experience with experienced people. Whether someone wants to handle most of the process online or work directly with a local loan officer or real estate agent, we’re building a platform that gives them the tools, expertise, and support to move forward with confidence.\nJob Description:\nLower is building technology that powers digital mortgage, home finance, automation, and AI-powered experiences across the homeownership journey.\nAs a Senior Software Engineer, you’ll solve complex technical problems, design scalable systems, and work closely with engineers, Product, Design, QA, and other partners to deliver reliable software that improves how people experience homeownership.\nThis is a hands-on engineering role for someone who combines strong software engineering fundamentals with sound technical judgment, curiosity, and a collaborative mindset. You should be comfortable working across modern technologies, learning new frameworks and languages when needed, and using AI-assisted development tools to increase the speed and effectiveness of how you design, build, test, and maintain software.\nYou’ll have meaningful ownership of the systems and projects you work on while contributing to the technical decisions, engineering practices, and team culture that help Lower build great software at scale.\n\nWork Location\n: Hybrid in either Columbus, OH (preferred); Austin, TX\nWork Type:\nFull-time W2 employment, visa sponsorship is not available for this position at this time.\nWhat you’ll do:\nTechnical Skills\nSystem design & architecture:\nDesign scalable, reliable, and maintainable systems, evaluating tradeoffs across performance, complexity, cost, and long-term maintainability.\nFull-stack development:\nDesign, develop, test, and maintain reliable software across frontend, backend, APIs, services, and data layers.\nCode quality & testing:\nBuild well-tested software using unit, integration, end-to-end, and other appropriate testing approaches while maintaining a high bar for code quality.\nPerformance optimization:\nProfile, debug, troubleshoot, and optimize application and system performance.\nDevOps & CI/CD:\nContribute to deployment pipelines, monitoring, observability, release management, and the ongoing operation of production systems.\nSecurity awareness:\nApply secure development practices and consider security, privacy, and compliance throughout the development lifecycle.\nData & APIs:\nDesign and consume APIs and work effectively with relational, document, or other data stores appropriate to the problem.\nTooling, automation & AI-assisted development:\nUse AI-assisted development tools and automation to accelerate implementation, debugging, testing, documentation, research, and technical problem solving while applying strong engineering judgment to validate correctness, maintainability, security, and architectural fit.\nCollaboration & Leadership\nStakeholder communication:\nTranslate business and product needs into thoughtful technical solutions, clearly communicating technical approaches, tradeoffs, risks, and dependencies.\nMentorship:\nSupport other engineers through technical guidance, pairing, design discussions, and knowledge sharing.\nCode review:\nPromote readability, maintainability, reliability, and scalability through thoughtful and constructive code reviews.\nEngineering influence:\nContribute to technical design discussions and engineering decisions, helping teams evaluate options and make sound technical choices.\nCross-functional collaboration:\nWork closely with engineers, Product, Design, QA, and business partners to build solutions that meet both customer and technical needs.\nProject & Execution\nProject ownership:\nOwn meaningful features and technical projects from discovery and design through implementation, testing, deployment, and ongoing support.\nRisk management:\nIdentify technical risks, dependencies, scalability constraints, and sources of technical debt early and help determine appropriate solutions.\nTradeoff negotiation:\nMake pragmatic tradeoffs between speed, quality, complexity, cost, and long-term maintainability and clearly communicate the reasoning behind technical decisions.\nDocumentation:\nProduce and maintain clear technical documentation for systems, designs, processes, and important engineering decisions.\nContinuous improvement:\nIdentify opportunities to improve engineering practices, developer workflows, tooling, automation, and system quality.\nStrategic Impact\nTechnical direction:\nContribute to architectural and technical decisions within your area of ownership while considering how those decisions affect adjacent systems and teams.\nInnovation:\nProactively identify new technologies, AI capabilities and skills, frameworks, tools, or approaches that can improve engineering effectiveness or create business value.\nQuality bar setting:\nAdvocate for engineering excellence while balancing delivery speed with reliability and maintainability.\nWho you are:\nFull-stack expertise\nwith proven ability to deliver high-quality backend and frontend solutions.\nProblem solver and innovator\nwith a track record of implementing new ideas and tackling complex technical challenges in design and architecture.\nProficiency in our stack\n—TypeScript, React, AWS, Next.js, Node.js, C#/.NET, Go and Postgres—or the ability to quickly learn new languages, frameworks, and tools.\nAI-assisted development:\nExperience leveraging AI-assisted software development tools to improve engineering productivity, code quality, debugging, testing, and developer efficiency.\nStrong computer science foundations\n, including algorithms, data structures, concurrency, parallelism, asynchronous programming, networking, and system design.\nProject ownership:\nDemonstrated ability to independently solve complex technical problems and own meaningful features or projects through design, development, deployment, and production support.\nExcellent communication and collaboration skills\n—someone who brings strong opinions held loosely, engages debate without ego, gives and receives feedback constructively, and helps foster a supportive engineering culture. We’re looking for someone people want to design alongside.\nPrior experience in fintech, lending, or consumer financial products is a plus, but not required.\nWhat you'll get:\nExtended benefit offerings including medical/dental/vision, parental leave, life insurance, short- and long-term disability\nPaid holidays and paid time off\n401K with company match\nDiscount on home mortgage refinances or purchase\nLower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.\nThis policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.","postingIds":["c99ed15ac34446b91ea11907dd38f8c95fa464dbbc1985c16cbfd37bcabc744d"]},"work_arrangement":{"state":"derived","value":"hybrid","evidence":["description: Hybrid"]},"source_posted_at":"2026-09-04T20:28:32.691Z","first_seen_at":"2026-09-20T18:09:17.008Z","last_completed_fetch_at":"2026-10-06T13:29:58.694Z","latest_application_check":null,"source_data":{"sourceType":"gem","availability":"listed","employmentType":"full_time","sourcePostedAt":"2026-09-04T20:28:32.691Z","sourceUpdatedAt":null,"jobLocationType":"hybrid"},"source_rights":{"rights_record_id":null,"terms_verdict":null,"conditions":null,"attribution_required":null,"attribution_text":null,"attribution_link":null},"source_type":"gem","source_class":"unknown","employment_type":"full_time"}]},"snapshot_watermark":"2026-10-08T08:01:59.931Z"}